Home / Calculators / Car Running Cost Calculator

Car Running Cost Calculator

Holistic running and ownership estimate over your horizon.

Your inputs

Use the i icons for plain-language help. Required fields are marked. All outputs remain estimates.

Your estimate will appear here

Enter inputs and tap Calculate estimate. Nothing is stored on our servers from this form beyond normal request logs.

All results are indicative — not guarantees of loans, premiums, fuel bills or resale.

About this calculator

Running cost is more than petrol. Insurance renewals, service, tyres and the quiet drain of depreciation dominate long-term maths.

This calculator leans on CarDecision’s OwnershipEngine so the same assumptions power our 5-year, 10-year and TCO views.

Formula summary

OwnershipEngine: EMI interest + fuel + insurance + service + repairs + tyres + battery − resale.

Assumptions

  • Insurance, service and repair reserves use your inputs or site default percentages.
  • Resale residual is an assumption, not a live market bid.
  • All totals are indicative estimates — not guarantees of future costs.

FAQs

Is EMI included?

Interest cost of the loan over the horizon is included when you set down payment and tenure. Cash buyers can set loan rate to 0 and tenure unused with full down payment.

Why is resale subtracted?

Net ownership credits an assumed residual value. If you gift or scrap the car with zero recovery, treat resale as 0 in interpretation.

Related calculators

Keep exploring with tools that share similar decisions.

Cost Per Km Calculator

Approximate ₹/km after net ownership assumptions.

5-Year Ownership Cost Calculator

Five-year net ownership estimate with resale credit.

Monthly Car Budget Calculator

Effective monthly ownership plus EMI and fuel snapshots.

← All calculators · Ownership cost hub